Mortgage Calculators

Mortgage Calculators

Mortgage related calculators are a great way to prepare for a worry-free real estate transaction. If you need assistance in understanding how to use these calculators, feel free to call or email.

How Much Will My Payments Be?

Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes. Proceed to calculator

http://www.stlfindahome.com/103/mortgage-principal-calculator

 

Mortgage Length Calculator

This calculator will help you to determine your savings if you make larger monthly payments. Proceed to calculator

http://www.stlfindahome.com/103/mortgage-payment-calculator 

 

Payment per Thousand Financed

Have you ever wondered how much you pay for every $1,000 of your mortgage loan? Find out here! Proceed to calculator

http://www.stlfindahome.com/103/payment-per-thousand-calculator

 

Affordability Calculator

How much you can borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view. Proceed to calculator

http://www.stlfindahome.com/103/affordability-calculator

 

Should I Refinance?

Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

http://www.stlfindahome.com/103/should-i-refinance

 

How Much Income do I Need in Order to Qualify?

Do you need to know how much money you must earn to purchase the house of your dreams? This calculator will help you figure it out. Proceed to calculator

http://www.stlfindahome.com/103/how-much-income-do-i-need-to-qualify

 

Interest-Only Calculator

Housing market moving up too fast? Figure out how much you can afford with an interests only mortgage loan. Proceed to calculator

http://www.stlfindahome.com/103/interest-only-calculator

 

Interest-Only with Additional Payments Calculator

 Interest-Only loans can drastically cut your mortgage payments, but what if
you want to pay something toward your principal? Figure this out here.
Proceed to calculator

http://www.stlfindahome.com/103/interest-only--with-repayments-calculator

 

Which Loan is Better?

Can't decide which loan offer is better? Input your numbers here and lock-in the best offer. Proceed to calculator

http://www.stlfindahome.com/103/which-loan-is-better

 

Rent vs. Buy

Still renting an apartment and thinking about a home purchase? This calculator can help you make the final decision. Proceed to calculator

http://www.stlfindahome.com/103/buy-vs-rent-calculator

 

How Can I Payoff My Credit Card Debt Sooner?

This credit card payoff calculator will tell you how long it will take you to pay off your credit card debt with the amount you pay now, and how much you would have to pay every month to eliminate credit card debt even sooner. Proceed to calculator

http://www.stlfindahome.com/103/credit-card-payoff-goal

 

Monthly Payment and Closing Costs Estimator

This calculator will help you estimate the buyers's payments and closing costs. Proceed to calculator

http://www.stlfindahome.com/103/buyclosecalc

Mortgage Principal Calculator

This calculator allow you to "peek into the future", allowing you to see the remaining balance of your mortgage after several months or years of payments. Proceed to calculator

http://www.stlfindahome.com/103/mortgage-principal-calculator 

 

What if I Pay More Every Month?

See how your mortgage will be reduced, if you pay $$$ more every month. Proceed to calculator

http://www.stlfindahome.com/103/what-if-i-pay-more-calculator

 

What is The Real APR for That Loan?

This calculator estimates your real APR (Annual Percentage Rate) with points. Proceed to calculator

http://www.stlfindahome.com/103/what-is-the-real-apr-calculator

 

Tax Benefits Calculator

This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings. Proceed to calculator

http://www.stlfindahome.com/103/tax-benefits-calculator

 

Should I Pay Points to Lower My Interest Rate?

Calculate how much points affect your monthly payments and how fast they will pay for themselves. Proceed to calculator

http://www.stlfindahome.com/103/should-i-pay-points-calculator

 

Should I use HELOC to Lower My Debt Payments?

Learn how you can cut current monthly debt payments using money from your Home Equity Line Of Credit (HELOC.) Proceed to calculator

http://www.stlfindahome.com/103/should-i-use-heloc

 

What is Better: take a Second Loan or Pay PMI?

Don't miss an opportunity: Slash your PMI payments to zero! Take a second mortgage! Proceed to calculator

http://www.stlfindahome.com/103/second-mortgage-calculator

 

Canadian mortgage

This calculator computes your monthly payment based on your input - conventional mortgage financing compounded semi-annually. It is also calculating required annual income, which every Canadian homebuyer need to have. Proceed to calculator

http://www.stlfindahome.com/103/canadian-mortgage-calculator

 

Standard vs. Bi-Weekly

You heard that bi-weekly payments can significantly decrease the time of mortgage payoff? Check it out with this calculator. Proceed to calculator

http://www.stlfindahome.com/103/standard-vs-be-weekly-calculator

 

Paying off Credit Card Debt with Minimum Payments

This calculator is designed to show you how long it will take to pay off your credit card and how much interest you will pay if you only make the minimum monthly payment. Proceed to calculator

http://www.stlfindahome.com/103/credit-card-minimum-payment

 

Seller's Closing Costs & Net Proceeds Estimator

This calculator will help you estimate the seller's closing costs and net proceeds. Proceed to calculator

http://www.stlfindahome.com/103/sellclosecalc